Protecting your most important assets – People – in the office or on the move

The potential loss of sales, productivity and profit is a great concern for all businesses. To protect against these losses, businesses need to protect their most important assets – their people. Accident and Travel cover not only protects businesses, but is considered to be a key part of any respected employee benefits package.

This type of cover provides comprehensive levels of cover designed to meet the needs of our clients.

Group Personal Accident

Group Personal Accident Insurance can protect employees whilst at work, commuting, at home or even abroad. This cover will ultimately protect the company against financial losses and business interruption resulting from serious accidents and injuries.

Cover typically has the following benefits:

• Tailored programmes designed specifically for each client to provide the right cover within budget
• Flexible operative times to cover employees occupational duties, whilst commuting to and from work, or even 24 hours a day and 365 days a year
• Bespoke cover enables clients to insure all employees or specific classes only, and to vary the benefits and sums insured for the different classes
• As coverage is 100% employer paid, it helps attract and retain employees

As part of this product there are many features and here are just a few of them:

• Temporary Total Disablement Up to 100% of weekly wage
• Disability Assistance Expenses £25,000
• Dental Injury Expenses £2,000
• Travel to Work or Hospital £500 per week
• Travel for Out Patient Treatment £100 per week

Business Travel

With overseas business travel continuing to increase, this insurance coverage can provide peace of mind for clients wherever in the world they do business.

Cover typically has the following benefits:

• 24 hour emergency medical assistance and repatriation
• Emergency assistance cards provided to all employees, detailing the contact numbers to be used in the event of a medical emergency
• Additional attractive benefits include cancellation, baggage/money cover, travel delay, legal expenses (not available in all territories) and personal liability
• Pre-Travel advice service, including information on visa requirements, vaccinations and banking hours
• Automatic Holiday cover for Directors and/or Partners including accompanying spouses and children
• Cover in the UK for internal flights and/or overnight stays
• Cover up to 80 years of age with no restrictions